I hate their stupid blue turf and their fans are like BYU fans only less-knowledgeable and more annowying, but they lost by 1 to your #7 team and they beat your #14 team.

I think you have USC too low. I’m sure you’ll explain the reasoning later, but I don’t frankly understand how you could place Oklahoma in front of them. They crushed, if that word is strong enough, your #8, #9, and #14 teams and their lone loss was substantively the same as Florida’s. Finally, if USC’s victory was impressive enough to knock Penn St. 4 spots down below a team with one more loss that PSU actually beat, I can’t quite understand why the Trojans would only move up to #5 behind a 2-loss Oklahoma team.

I am also surprised by your inclusion of Arizona but not California. Cal had a better record in conference play and overall, though admittedly, they did lose to Arizona. Even though Arizona finished strong, there are enough quality 4 loss teams that a 5 loss team need not be included.